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Buying a House

Best rate today is APR 4.82%

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201A 9000 Bill Fox Way burnaby BC V5J 5J3

778-245-8918

Your Trusted Mortgage Consultant

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Katie's clients show successful track record of getting best interest rates, optimized mortgage solutions and reduced monthly payments.

01

How Katie Shen can help me?

Katie's clients show successful track record of getting best interest rates.

Katie's clients show successful track record of getting best interest rates, optimized mortgage solutions and reduced monthly payments.

02

What Katie Shen does different than my bank?

You can't know that you have the best offer until you compare.

Katie's clients show successful track record of getting best interest rates, optimized mortgage solutions and reduced monthly payments.

03

How Katie Shen is different from other brokers?

Trust is earned when actions meet words.

Katie's clients show successful track record of getting best interest rates, optimized mortgage solutions and reduced monthly payments.

04

What do I commit to if I work with Katie Shen?

No hard sales. No obligations required.

Industry updates

Industry updates

Industry updates
FREE ONLINE WEBINAR Multiple strategies to boost rental cash flow in an unstable economy

FREE ONLINE WEBINAR Multiple strategies to boost rental cash flow in an unstable economy

01:10
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2023 budget mortgage relief programs - market update

2023 budget mortgage relief programs - market update

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Testimonial from successful investor. #smartrealestate #investmentproperty #testimonail
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Testimonial from successful investor. #smartrealestate #investmentproperty #testimonail

I am beyond thrilled to share a heartfelt testimonial from my incredibly successful investor buyer! 🌟 Working with this client has been an absolute pleasure and a true testament to her outstanding knowledge and expertise in the investment market she was considering to enter. From the very beginning, it was evident that this buyer had a sharp eye for identifying lucrative opportunities and a strategic approach to making sound investment decisions. Throughout our collaboration, I witnessed her exceptional ability to analyze market trends, conduct thorough due diligence, and execute deals with precision. Her unwavering dedication and tireless efforts helped her to get both great property and best possible mortgage terms. It is no surprise that they have achieved such remarkable success in the investment realm. I am incredibly grateful to have had the opportunity to work alongside such an exceptional investor buyer. Their accomplishments serve as a shining example for aspiring investors and a reminder that hard work, dedication, and a passion can lead to remarkable success. Thank you once again to my successful investor buyer for allowing me to be a part of your journey. I am honored to celebrate your achievements and I look forward to witnessing your continued success in the future! 🎉🥂 Whether you're purchasing a home for the first time, reinvesting with your home equity, or your current mortgage is simply up for renewal, make sure your decision is supported with expertise to guide you through the numerous policies, rates and options. My name is Katie Shen, I'm a licensed Mortgage Consultant and will be glad to work with you offering seamless mortgage solutions for your financing needs. Don't hesitate to give me a call 778-245-8918 email katie@aspirefinancing.net visit my web site for more information www.AspireFinancing.net
Testimonial from separated client, single parent
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Testimonial from separated client, single parent

#SEPARATION and #DIVORCE often bring questions about existing home ownership, individual purchase after the marriage is successfully resolved and mortgage. I meet a lot of clients who don't know that they can qualify for a larger purchase amount than what they guestimate on their own. Feel free to give me a call to discuss. No high pressure sales pitch or obligation. • What happens to a mortgage after divorce • How to get a new mortgage after divorce • What to consider when buying a house after a divorce • Will you qualify for individual purchase after divorce • Can you take over the existing mortgage for the current home or will I have to rent • What is the maximum eligible mortgage amount to buyout the current house from the spouse or should we sell This testimonial is from my successful client who didn't realize she could afford such a nice place as a separated parent. GET THE RATE YOU NEED TO AFFORD THE LIFE STYLE YOU DESERVE Call today for the #smartmoneytips Your Trusted Mortgage Consultant cell 778-245-8918 #firsttimebuyer #firsttimehomebuying #news #mortgage #investment #marketupdate #vancouverrealestate #realestatevancouver #vanpoli #bestmortgagerate #bestinterestrate #bestinterestrates #financialfreedom #passiveincome #investmentproperty #realestate #vancouver #vancouverlife #financialliteracy #AffordWhatYouDeserve #housingmarket #CanadianInterestRates #CanadianInvestors #dominionlendingcentres #elitelending
New Home Owners

Who gets the best mortgage rate?

If you're looking for a mortgage, you'll want to get the best possible interest rate to ensure you're getting the most affordable payment plan and optimal cash flow. Whether you're buying your first home, investing in real estate or refinancing your existing mortgage, it's important to understand that the interest rate you're offered will depend on a number of factors. But no matter what your life situation is, there are ways to increase your chances of getting a low mortgage rate qualifying for the best deal fast.

One key factor that affects your mortgage rate is your credit score. Lenders use your credit score to determine your level of risk as a borrower, and a higher score generally means a lower interest rate. If you have a low credit score, take steps to improve it before applying for a mortgage. Pay down debts, make payments on time, and dispute any errors on your credit report.

Another factor is the type of mortgage you're applying for: first mortgage, first time buyer mortgage with incentive, investment purchase, private mortgage, 2nd equity loan or reverse mortgage. Fixed-rate mortgages offer a set interest rate for the life of the loan, while adjustable-rate mortgages can fluctuate over time. 2 years fixed mortgage rate is the most trending loan for the first mortgage. Your loan term will also affect your interest rate. Shorter loan terms generally come with lower rates, but higher monthly payments.

Your employment and income history will also be taken into consideration. Lenders want to see steady employment and a consistent income to ensure you can make your mortgage payments. If you're self-employed or have irregular income, you may need to provide additional documentation to prove your ability to pay. It's the biggest misconception that Self-Employed professionals can't qualify for a loan. Apply to our Best Rate Quiz today to see what you qualify for. No Hard sales, no obligations.

Finally, consider comparing rates. The best strategy is to work with the mortgage broker like Katie Shen and get you best mortgage interest rate approved fast. Each lender will have their own criteria for setting mortgage rates, so you may find a better rate with one lender over another. Katie Shen has proven track record of success to get you the rate you need to afford the lifestyle you deserve.

 

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